The European Network and Information Security Agency (ENISA) has warned banks to assume that all customer PCs are infected with viruses.
The ‘guilty until proven innocent’ warning comes in response to recent targeted cyber-attacks on corporate bank accounts. ENISA believes that many online banking systems work on the assumption that a customers PC is protected against infection, however given the current state of home computer security this is not the case.
The agency suggests cross-checking of certain transactions against telephone calls or SMS records to confirm validity.
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